Our Services
Here at Simply Mortgage Solutions our mortgage advisers cover a wide range of complex mortgage cases as well as the standard type of mortgages such as remortgages and buy to lets. We also look to provide a personal touch and ensure that we work efficiently, honestly and with full transparency to make sure that all charges are explained in detail and there is never any hidden cost.
We spend a great deal of time to understand the ever changing market place for mortgages and protection. With lenders constantly making changes to their policies and lending criteria, You can be sure that we will secure the right mortgage for you and your needs.
For our clients who feel that due to the adverse data recorded on their credit file that there is no hope for them to get a decent mortgage rate or even possible to get on to the mortgage ladder, give us a call today and speak to our Specialist mortgage advisers who have the knowledge and experience to help secure you with a mortgage.
Below is a short summary of everything we offer to provide a full financial support package, from your first mortgage to looking after your loved ones.
Mortgages
Speak to our specialist mortgage advisers today.
Our specialist mortgage advisers are here to help, they will discuss your needs and personal circumstances and take them into account when they are looking though thousands of mortgages across all lenders to find the right mortgage product for you.
We will also ensure the following:-
- To make sure any recommendations are affordable now and in the future.
- Recommend products and services that are appropriate for you.
- Check your mortgage offer to ensure that it is what you expect it to be.
- Mortgage advisers online and over the phone to discuss any concerns you have.
Commercial
Give us a call to discuss your specific commercial mortgage needs.
We operate a system which encourages lenders to competitively tender for our clients’ mortgage applications. This ultimately means better rates and terms for our clients. With access directly to the high street commercial lenders we are able to secure you competitive rates and at a lower cost than dealing with master brokers.
Here at Simply Mortgage Solutions we can arrange commercial mortgages for any property type including:-
- Retail and commercial units
- Park home Sites / Caravan site purchases.
- Offices.
- Property development.
- Semi-commercial premises with living accommodation above.
Equity Release
Equity release schemes - Lifetime Mortgages - Drawdown Lifetime mortgages - Interest Only lifetime mortgages.
Equity release schemes can open up a financial gateway for over 55's in helping to release equity.
Simply Mortgage solutions can advise & source lifetime mortgages from the whole of the equity release market, It should be noted that these plans can differ considerably, hence due diligence should be taken to ensure all equity release schemes are discussed in finer detail.
Protection
Life insurance - Critical Illness - Income Protection - Family income Benefit
We have a dedicated team of Specialist mortgage advisers with over 25 years of experience, who will help you find the right life insurance deals. We will do all the hard work for you and search through hundreds of life insurance policy quotes to find the one that best suits your personal circumstances, saving you time, hassle and effort.
- Life cover for £100.000 starting from £5.00 per month, (based on a 25yr old non smoker quoted on 25/04/2019).
- Get a quote in less than 10 minutes.
General Insurance
Buildings - Contents - Tenant cover - Landlord Insurance
Insuring your home and its contents is about more than just protecting against loss from fire, flood, storm, subsistence damage or theft; it’s about giving you peace of mind. Your life is in your house so you want to do all you can to safeguard against any possible loss.
- Get a quote in less than 10 minutes.
- 5* Defaqto rated premier home Insurance.
- Access to market leaders for buildings and contents cover.
- Exclusive prices to help you save money and time as we do all the research for you.
Wills and Trust
Wills and Estate Planning.
Firstly and most importantly is the peace of mind making a Will provides. Making a Will enables you to plan exactly what will happen to your property (estate) following your demise. This ensures that those you would like to benefit actually do so, in accordance with your wishes and at the same time avoiding any possible disputes between relatives.
Simply Mortgage Solutions adhere to the S.T.E.P. Will Writing Code giving you peace of mind that we are doing the best possible job in helping you plan for the future.
Contact us.
Better yet, Give us a call
0800 975 9354
(Calls are free from mobile or landline)
Or send us a message we would love to hear from you! If you have any questions, comments or just wanting some information on how we can help.
What we Charge
If you decide you would like us to help you with your mortgage, we’ll charge a fee to cover our administration cost. The precise amount will depend upon your circumstances, typically between £299 and £999. We will also receive commission from the lender
We also offer a couple of optional services such as conveyancing, Surveying, Will and estate planning and life cover. If you choose to use our conveyancing service, you’ll pay a fee to the conveyancer and we’ll receive an introductory fee from them.
With the optional life cover, we’ll receive a commission payment from the cover provider, and we’ll never load your premiums in order to take a larger share.
We always try to do the very best for our customers (more of our customer’s mortgage applications are approved than any other broker we know of) and this means that we get paid by the lender more often.
So, in a nutshell, we save you time. We save you hassle. And we save you money. We also commit to finding the very best mortgage deal for you so that you’ll want to tell your friends and family about us.
Buy to Let and Commercial mortgages are not regulated by the Financial Conduct Authority.
There is a 1% (or £2,000 whichever is the higher) Broker Fee that is payable when we obtain a full offer of finance for you. This fee is for commercial mortgages only.