Protection

Life insurance

Couple holing hands for protection

Our specialist Protection advisers who will help you find the right Insurance deals. We will do all the hard work for you and search through hundreds of life policies. Saving you time, hassle and effort.

If the worst should happen, or you can’t work because of illness or injury, our 5-star Defaqto award-winning range of protection  products will give you or your family payments to make things easier

With life cover for £100.000, starting from £5 per month (based on a 25yr old non smoker quoted on 25/04/2019).

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HOW LIFE COVER PLANS HELP

For a lot of people, a protection plan is an excellent way to look after the things that mean the most – such as making sure your family’s financial future is more secure if something unexpected happens to you – by helping to pay off debts, household bills or the mortgage, for example.

WHAT IS LIFE INSURANCE

Life insurance is an excellent way to protect the things that mean the most to you. In the event that you die during your policy, the insurer will pay out a cash lump sum. So even if the unexpected should happen, you’ll have peace of mind.

WHO IT'S FOR

Protection plan is an excellent way to protect the things that mean the most to you – whether that be your family, your home, your income, your business or against illness . With access to the top Protection providers we have product to suit all your needs.

Here is a list of some of the protections we have on offer -

  • Life Insurance.
  • Critical Illness Insurance.
  • Income Protection.
  • Family Income Benefit.
  • Whole of life insurance.

 

  • Key Person Cover.
  • Share and Partnership Protection.
  • Tenant Care.
  • Over 50s' Life Cover.
  • Plus many more. . .

life cover frequently ask questions

Why should I buy life insurance?

It depends on where you are in life. However, for many people, life insurance is an excellent way to protect the things that mean the most to you – such as making sure your family’s financial future is more secure if something unexpected happens to you.

How do you work out the price of my life insurance?

Your premiums are based on lots of things, such as your age, height and weight, your health, whether you’re employed in a high-risk occupation, and whether you smoke.

How long should I take out life insurance for?

It’s really entirely up to you. We offer life insurance to cover you from a minimum of five years and up to your entire life. Before you decide, we recommend you talk to our Protections Adviser, so that they can design a plan around what works specifically for you.

What are the minimum monthly premium and minimum cover amounts?

As an example the minimum monthly premium for life insurance at VitalityLife is £8 and the minimum cover amount is £10,000. However, the level of cover you’ll get for £8 a month will depend on your age, height and weight, whether or not you smoke, general health and your medical history.